Assistant Manager, Unsecured Product Approval
China Construction Bank
Hong Kong
2天前

Main Responsibilities :

  • Review customer financial status, Credit Bureau Report, internal credit history and total customer relationship with CCBA to approve / decline / recommend an unsecured credit application within individual lending authority.
  • Ensure approval should be in accordance with the bank underwriting standards, credit policies, banking regulations & local legislation.
  • Review monthly TU review check report for high risk customer.
  • Review and follow through urgent cases, appeal cases and special cases referred by branches e.g. package banking customers, commercial banking customers or AIA Agent.
  • Liaise with Relationship manager and / or AIA Agent to provide timely credit services / advice to customers.

  • Assist team manager to perform user acceptance test and sample checking for new business initiatives and usage program.
  • DisplayQualifications("- University degree in any business-related disciplines

  • Minimum 3 years working experience in unsecured products approval
  • Strong communication and negotiation skills
  • Strong credit sense and capable to make decision based on incomplete information
  • Ability to work independently and under pressure
  • Proficient in English and Chinese
  • Requirements : - University degree in any business-related disciplines

  • Minimum 3 years working experience in unsecured products approval
  • Strong communication and negotiation skills
  • Strong credit sense and capable to make decision based on incomplete information
  • Ability to work independently and under pressure
  • Proficient in English and Chinese
  • Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

    All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.

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