Senior Structured Lending Transactor - DIR
Citi Brasil
Hong Kong, Hong Kong
2d ago

The Senior Structured Lending Transactor is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business.

Recognized subject matter expert within one area. Strong commercial awareness is a necessity. There is typically a small number of people within the business that provide the same level of expertise.

This is a client coverage position, therefore excellent communication skills are required in order to negotiate externally with clients and service providers (e.

g. legal counsel), and internally, often at a senior level. Provides advanced judgment and conducts in-depth quantitative or qualitative analysis to solve problems and develop new, innovative solutions.

Required to think beyond existing solutions, assumptions or current knowledge of sophisticated areas. Significant impact on a function and / or the business through making decisions that determine technical approaches and strategies for the area.

Responsibilities :

  • The Senior Structured Lending Transactor is an experienced lending product specialist and Credit Officer within the Investment Finance business, with direct client coverage responsibility.
  • The Senior Structured Lending Transactor is required to have strong structuring skills, origination / marketing capabilities and sound credit judgment and has the responsibility to work with Private Bankers for completing the due diligence, underwriting, obtaining approval and reviewing / closing documentation for new credit Facilities to clients.
  • Origination of Structured Lending Products, including Aircraft, Art, Secured Tailored and Unsecured finance, including client calling and account planning in partnership with Private Bankers.
  • Understand and anticipate clients' needs, following up with effective products and financial solutions
  • Maximize revenue generation whilst achieving capital return targets
  • Responsible for appropriate transaction structuring and execution (within product programs) ensuring appropriate Credit Policy and Risk Acceptance standard compliance
  • Define, coordinate and oversee the analytical activities of the deal team
  • Define and negotiate the transaction and credit framework (including covenant definition)
  • Prepare and present transaction green light materials, including deal capital allocation
  • Review preparation of credit and
  • Prepare capital allocation Memos (as applicable)
  • Negotiation, obtaining and closing of credit documentation, ensuring compliance with all policies and coordinating with external counsel and Risk Management, as required
  • Participate in early problem recognition process and must propose, when deemed appropriate, credit classification and appropriate risk rating on specific transactions / relationships
  • This is a demanding role for which a strong mix of credit and process skills is crucial. It requires an ability to influence stakeholders, including clients, seniors of the bank, Risk, or other areas of the Bank, to deliver against budget and to ensure processes meet the Bank’s highest standards.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Qualifications :

  • 15+ years of experience as a Credit Officer (Senior Credit Officer, preferred)
  • Solid knowledge of financial markets, investments, banking and loan products
  • Aircraft, Art Financing experience would be ideal but not required
  • Excellent communication (written and verbal) and interpersonal skills
  • Strong financial and cash flow modelling
  • Strong knowledge of Citi’s Credit Policies and Product Programs
  • Ability to work under pressure to tight deadlines
  • Good negotiation skills
  • Strong initiative and interactive approach to problem solving
  • Displays flexibility and independence in a demanding environment
  • Education :

  • Bachelor's / University degree, Master's degree preferred
  • Job Family Group :

    Private Client Product Services

    Job Family :

    IF Lending Generalist

    Time Type :

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