Director, Credit Analyst-(2100015766)
Asia-Hong Kong-Hong Kong
15 / Jun / 2021, 11 : 41 : 58 PM
31 / Jul / 2021, 6 : 59 : 00 PMWe are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.
This in turn helps us to provide better support to our broad client base. The Role Responsibilities
Prepare comprehensive and clearly written group mandates and business credit applications for credit approval on a timely and effectively basis
Seek credit approval to waive or change of facility terms and conditions
Follow up closely with customers or respective Relationship Manager on submission of financials for timely preparation of credit grade assessment and financial analysis
Proactively monitor excesses and communicate with customers in line with account strategy, seek proper approval for excesses and monitor loan & bills repayments in accordance with the Bank's policies and procedures
Monitor risks on a continuous basis (via monthly CaRT checking, financial updates and press releases / news) with prompt reporting and appropriate action to deal with irregularities in order to minimize loss to the Bank
Attend client meetings and site visits as part of risk assessment
Participate in and provide feedback on ad hoc credit related exercises and risk reporting (e.g. Tall Tree stress testing, industry review)
Assist in preparation of regulatory (e.g. HKMA), internal reports (portfolio review)
Our Ideal Candidate
University degree major in Finance / Accounting / Business, Auditing background preferred.
Minimum 7-10 years professional and solid working experience in corporate lending business, exposure in blue chips and / or red chips preferred
Good command of spoken and written English, Cantonese and / or Mandarin
Able to work under pressure and multi-tasking
An organized team player who can work independently
Good inter-personal and negotiation skill