Main Responsibilities :
To handle the consumer loan applications and renewals in a timely and efficient manner according to the Policy & Process as well as credit operation process complied with the regulatory requirements and credit policies
Ensure service quality of the process and approval flow to ensure efficiency and effectiveness
To communicate closely with Front line sales, pre-draw down teams or customers to confirm the customer information and the required credit information for credit processing and approval
Provide workable and constructive feedback to immediate supervisor to improve process flows & system logic for better efficiency
Maintain good credit quality by ensuring Management's directions, strategies, policies and procedures being accurately communicated and followed in a consistent manner in the Division
To support supervisor to develop a strong credit processing unit and to maintain a high standard of internal / external customer service and to perform effectively / efficiently in accordance with the prescribed service standard & guideline
DisplayQualifications("- Degree holder in Business or Higher Certificate / Diploma in Business Studies (Banking), Business or related disciplines
Minimum 1 year experience is preferable
Self-motivating and able to work under pressure with strong sense of responsibility
Customer oriented with good communication and interpersonal skills
Proficiency in written and spoken Mandarin, English, Cantonese
Experience and possession of good knowledge on secured or unsecured consumer Loan operations, products and services is appreciated
Candidate with less experience will be considered for Assistant Officer. Requirements : - Degree holder in Business or Higher Certificate / Diploma in Business Studies (Banking), Business or related disciplines
Minimum 1 year experience is preferable
Self-motivating and able to work under pressure with strong sense of responsibility
Customer oriented with good communication and interpersonal skills
Proficiency in written and spoken Mandarin, English, Cantonese
Experience and possession of good knowledge on secured or unsecured consumer Loan operations, products and services is appreciated
Candidate with less experience will be considered for Assistant Officer.
Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.