Senior Credit Manager Asia Pacific Wholesale Credit Risk - Global Risk
HSBC Group
Kowloon, Hong Kong
1小时前

Description

The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at HSBC.

As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey.

If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.

Some careers grow faster than others.

If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential.

Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management.

The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, market and reputation risks.

All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking a high calibre professional to join our team as a Senior Credit Manager Asia Pacific Wholesale Credit Risk.

Principal Responsibilities

  • Responsible for reviewing / recommending / approving corporate / financial institutions credit proposals from these areas in accordance with authorised credit limits, including IOAs / transactional requests
  • Promotion of prudent lending principles to ensure strong asset quality and to minimize credit losses
  • Maintain a strong relationship with local Risk Heads, Business Heads and relationship teams
  • Maintain sound credit quality in line with the Group's / HBAP’s core credit culture - conservative, constructive and competitive
  • A thorough understanding of Credit Policy Manuals and Country Risk Plans and how these can be aligned with strategic / Medium Term Outlooks is essential
  • Be fully conversant with current area balance sheet and P&L issues and other financial / credit / regulatory constraints such as Single Borrower Limits / cross border exposure limits and industry caps
  • Ensure that all applications, whether in the form of firm proposals or IOAs, are processed within agreed service level timeframes
  • Ensure proposals are well prepared prior to submission to senior management and / or Group Risk
  • Proactively identify and highlight emerging risk issues
  • Be aware of training requirements in the areas, and provide practical guidance / assistance as and when required
  • Identify operational risk issues, and proactively suggest means by which they can be addressed
  • Ensure lending decisions are in line with HSBC's Sustainability Risk policies and that reputational risks are avoided
  • Working with local Risk, the job holder has responsibility to ensure that the required monitoring of the use of local limits of authority is strictly implemented and that there are no instances where local authorities are exceeded
  • Requirements

  • Undergraduate or post-graduate degree in Business Administration, Finance or a related field
  • Exposure to demanding operational environments to gain insight into effective risk management applications
  • Working across all levels of the organization to understand cross-functional linkages and interdependencies, as well as the implications of credit and other risks at both a strategic level and at the Global Business level
  • Lending or credit approvals experience in Asia and / or in Emerging Markets, with specific local Greater China credit knowledge preferred Robust understanding of the Hong Kong and China regulatory environment
  • Good understanding of HSBC overall business dynamics
  • Experience of creating and leading a team and driving forward under a strategic framework with demonstrated results
  • Credit risk experience in the relevant lines of Businesses (CMB, GB including FIs / Banks) and geographic areas (HK Greater China)
  • Understand the global and regional strategies of the Group and collaborates with Businesses to execute the strategies
  • Ability to form effective relationships and achieve influence at the senior level in the organization
  • Communication and interpersonal skills, including the capacity to articulate the case for risk management in the language of business
  • Understand and interpret complex business requirements
  • Proven ability to prioritize competing demands
  • Demonstrated ability to assess risk trends, both internally and externally
  • High levels maturity, resilience, sharp negotiation and communication skills
  • Good command of spoken and written English, Cantonese and Mandarin would be advantageous
  • Established financial and accounting acumen
  • You’ll achieve more when you join HSBC.

    HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

    Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

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