Associate Director, Credit Analyst
Standard Chartered Bank
Hong Kong, Hong Kong

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.

This in turn helps us to provide better support to our broad client base.

The Role Responsibilities

  • Specializing in Banks; Broker Dealers; Insurance; Leasing; Sovereign; Funds / Hedge Funds clients preferred.
  • Prepare comprehensive and clearly written group mandates and business credit applications for credit approval on a timely and effectively basis.
  • Seek credit approval to waive or change of facility terms and conditions.
  • Follow up closely with customers or respective Relationship Manager on submission of financials for timely preparation of credit grade assessment and financial analysis.
  • Proactively monitor excesses and communicate with customers in line with account strategy, seek proper approval for excesses and monitor loan & bills repayments in accordance with the Bank's policies and procedures.
  • Monitor risks on a continuous basis (via monthly CaRT checking, financial updates and press releases / news) with prompt reporting and appropriate action to deal with irregularities in order to minimize loss to the Bank.
  • Attend client meetings and site visits as part of risk assessment.
  • Participate in and provide feedback on ad hoc credit related exercises and risk reporting (e.g. Tall Tree stress testing, industry review).
  • Assist in preparation of regulatory (e.g. HKMA), internal reports (e.g. MTM reviews, portfolio reviews, etc.).
  • Our Ideal Candidate

  • University degree major in Finance / Accounting / Business, Auditing background preferred.
  • Minimum 7-10 years professional and solid working experience in corporate lending business, exposure in FIs preferred.
  • Good command of spoken and written English, Cantonese and / or Mandarin.
  • Able to work under pressure and multi-tasking.
  • An organized team player who can work independently.
  • Good inter-personal and negotiation skill.
  • Apply now to join the Bank for those with big career ambitions.

    To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.


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