About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.
This in turn helps us to provide better support to our broad client base. The Role Responsibilities
To add value to strategic direction, planning and performance of the Retail Banking Risk Department and to ensure that Collection department is managed efficiently and effectively, to enable to meet business objectives.
Responsible to take necessary collection actions including telephone collection calls and outside visit for problem credit management accounts, i.
e. Credit Card, Personal Instalment Loan, Mortgage Loan, OD and Small Medium Enterprise instalment loan
Provide clerical support, assist manager to manage debt collection agencies in accordance with Third Party Risk Management Framework.
Offer assistance and solutions to customers having financial difficulties through negotiation and settlement
Assist manager to ensure good control mechanisms are in place and to ensure satisfactory audit clearance and operational assurance
Execute collection strategies and initiatives in order to manage an acceptable level of credit loss and maximize recovery return through agency assignment and / or legal proceedings
People and Talent
Assist to strengthen the team capacity and enhancement engagement with people
Enhance communication with external agencies, within and among teams across Retail Risk Organization as well as the business.
To ensure good control mechanisms are in place and to ensure satisfactory audit clearance.
To support the regular submission for CST, KCI, etc.
Ensure all procedures and operations must be complied HK Regulatory requirement and Group Collection Process Standard
Achieve the outcomes set out in the Bank’s Conduct Principals : Dos and Don’ts, Group Code of Conduct, Treat Customer Fairly Principal and Fraud Risk Management Framework
Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the external agencies to achieve the outcomes set out in the Bank’s Conduct Principles To follow with Dos and Don’ts, Code of Conduct, Treat Customer Fairly Principal, Fraud Risk Mitigation Framework and Group Collection Standard
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Suppler Chain Management
External Collection Agencies
Our Ideal Candidate