About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.
We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.
This in turn helps us to provide better support to our broad client base. The Role Responsibilities
Report to Senior Manager, Field and Agency Collections
Responsible to handle serious delinquent accounts for Small Medium Enterprise instalment loan and mortgage loan including SME Financing Guarantee Scheme SFGS , analyse individual case and monitor in house account handling progress.
Negotiate with customer on default payment and offer solutions to customers.
Execute collection strategies and initiatives in order to manage an acceptable level of credit loss and maximize recovery return through agency assignment and / or legal proceedings
Ensure all procedures and operations must be complied HK Regulatory requirement and Group Collection Process Standard
Achieve the outcomes set out in the Bank’s Conduct Principals : Dos and Don’ts, Group Code of Conduct, Treat Customer Fairly Principal and Fraud Risk Management Framework
Assist manager to ensure good control mechanisms are in place and to ensure satisfactory audit clearance and operational assurance
Assist to strengthen the team capacity and enhancement engagement with people
Our Ideal Candidate
Min. 2 year working experience in Customer Services and Collection areas
Strong communication, problem solving and negotiation skill, able to work independent
Fluent speaking in English, Mandarin and Cantonese
Basic knowledge regarding the credit / collection cycle and all functions of unsecured / secured portfolio operations.
Knowledge in Bank's operational process and systems
Good computer skills including MS Word, Excel, PowerPoint, etc.