To approve credits within delegated lending authority
To assess, identify, review and monitor the Bank’s credit risk at individual and portfolio level.
To provide high quality comments and advice to business units on risk assessment and monitoring, deal structuring, account strategy and NPL management.
To help development of credit manual, underwriting standards, lending guidelines and portfolio strategies
Toreview, assess and approve credit applications for customers within delegatedlending authority.
To assess, identify, review and monitor the Bank’s credit risk at individual and portfolio level against irregularities identified / deteriorating business conditions to minimize potential NPL.
To provide high quality comments and advice to business units on risk assessment, monitoring, deal structuring and account strategy.
To assist business units in maintaining awell-diversified portfolio of credit risk, which produces a reliable,reasonable and consistent return to the Bank.
To assist Team Head or Department Head toformulate and revise credit policy, credit process, lending guidelines, creditmanuals and portfolio strategy in accordance with the changing marketenvironment.
To facilitate communication among differentbusiness units on credit issues and sharing information and techniques oncredit risk management so as to develop a culture of deeper relationship,deeper knowledge and more thoughtful credit decision.
Education and RelevantExperience
University graduates in banking, finance, business administration or other related disciplines.
Minimum 8 10 years’ corporate banking experience in lending or related activities, preferably with front-line experience.
Credit evaluation experience either in pure credit functions or in different marketing functions especially where complex credits and / or structuring are involved.
Relevant non-banking experience is a acceptable if it adds to the person’s ability to evaluate risks.
Functional / Technical
Sound knowledge of accounting, banking and legal practices
Strong credit analytical, risk assessment and portfolio management skills
Good knowledge of the Bank’s operation system, internal policy and credit guidelines
Good verbal and written communication skills
China-ShanghaiCredit Risk : ExperiencedFull-timeJan 31, 2019, 1 : 21 : 35 AM