Act as FIC Credit expert representative with the Coverage Bankers of Financial Institutions, Business Lines and RISK departments : Projects, methodologies, regulations
Be responsible for the professional and efficient risk assessment of counterparties under coverage, through a process of annual / semi-annual reviews and sector analysis.
Closely monitor the development of counterparties and sectors under coverage, and promptly provide reports and alerts to his management on any material development, critical market event or major legal / regulatory changes.
Provide high standard credit analysis and recommendations
Conduct independent due diligence on counterparties, including financial analysis, industry / regulatory analysis and regular meetings with clients / regulators / competitors.
Ensure the accuracy and consistency of all internal ratings, ensure they are supported by detailed rationales and proactively propose upgrades / downgrades in quick response to evolving circumstances
Contribute to ad hoc and periodic risk / regulatory reporting, risk policy reviews
Contribute to transversal projects, ensure efficiency in processes and revisit approaches if need be.
Keep abreast of the latest regulatory requirements and BNPP policies, to ensure compliance with the same
Maintain a close and professional dialogue with Business Lines and RISK departments.
Permanent Control Aspects
Direct contribution to BNPP operational permanent control framework.
Responsible for the implementation of operational permanent control policies and procedures in day-to-day business activities, such as Control Plan
Ensure compliance with regulatory requirements and internal guidelines.
Responsible for reporting all incidents according to the Incident Management System
Ensure audit recommendations are resolved within the specific timeline.
Technical & Behavioral Competencies
5 years experience in Credit risk and / or counterparty risk
Strong analytical skills with good accounting / legal background
Strong product knowledge as well as risk mitigation frameworks (CSA, GMRA, PBA, GSA etc)
Good knowledge of the legal and regulatory environment in Greater China
Interpersonal and communication skills in English, Chinese
Mature personality and natural leadership skills
Ability to manage change and complexity with confidence