Analyst, Credit Initiation
Standard Chartered
Hong Kong, Hong Kong,

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.

We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation.

This in turn helps us to provide better support to our broad client base.

The Role Responsibilities

  • Degree holder in finance, accounting or related discipline
  • Banking experience is preferred
  • Minimum 2 year’s lending experience would be added as advantage
  • Responsible, self-motivated, independent and able to work under pressure
  • Good command of both written and spoken English and Chinese
  • Our Ideal Candidate

  • To grant a prudent credit decision by assessing and evaluating customer's creditworthiness for Retail Banking products (including unsecured and secured banking facilities)
  • To perform day to day credit underwriting for new applications as well as portfolio tasks in compliant with the bank policies and regulatory requirements
  • Deliver services to meet the agreed service standards
  • Perform credit analysis and recommendations for exception approval
  • Ensure the consistency and accuracy in underwriting standards
  • Support on the projects and UAT for system enhancement
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