OK Finance - Credit Risk Manager, Policy and MIS
Dah Sing Bank
Hong Kong

Job Purpose :

Formulate credit policies / procedures. Identify, monitor and manage credit risk and other risks of lending business in OK Finance Limited

Main Responsibilities :

  • Formulate credit policies and procedures based on quantitative / qualitative review of existing exposures, portfolios and market information to manage overall loan impairment and risk-
  • adjusted profitability of unsecured lending portfolios in accordance with budgets of the company and latest economic conditions

  • Develop, prepare and review regular Credit MIS to monitor portfolio KPIs and devise management actions
  • Provide policies / risk operation administrations to support the daily risk control function to execute the risk management strategies of the company
  • Provide supports to other divisions / departments of DSB including AML control function
  • Participate in system testing and other projects
  • Incumbent Requirements :

  • University degree holder, preferably in business, finance, statistics or risk management related discipline
  • Minimum five years’ experience in loan approval / portfolio management / MIS function of consumer lending business in financial institution / bank
  • Detail-minded with good communication skills
  • Knowledge / experience of using SAS is required
  • Knowledge in AML control is an advantage
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