Ensure the team is in compliance with the regulatory requirements as well as the internal compliance policies and guidelines including but not limited to anti-money laundering and counter-financing of terrorism.
Ensure product to be fully complied with regulatory as well as bank wide compliance & AML requirement
Lead the loan team to formulate strategies and plan to deliver the financial KPI including drawdown, loan outstanding, revenue and achieve the business target
Initiate new / enhanced products / process fitting the business and market needs based on customer analytics, COF and bank wide risk appetite in order to acquire new business, retain & grow AR, reduce operation cost as well as enhance product profitability
Formulate business and marketing direction for related departments to execute and implement appropriate marketing programs
Work with credit, sales channels and operation to facilitate appropriate credit policy, sales target, incentive plan and process flow in order to maximize productivity, profitability and efficiency
Robustly monitor and analyse program results and recommend improvement
Be the driver to develop and enhance the alternative channels i.e. online and mobile applications
Actively work with project team & related departments to support and deliver the New Generation projects related to personal unsecured loans
University degree with minimum 8-10 years business experience, preferably in personal lending / loan / consumer banking areas with digitalization exposure
Aggressive, result-oriented, good management and communication skills
Strong analytical skills
Sensitive to market with strong business acumen
Strong marketing execution skills from research, communication to promotion and good project management skills
Fluent spoken and written Chinese and English Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.