Senior Manager, Loan Documentation
Dah Sing Bank
Hong Kong

Report to Department Head of Loan Documentation. Act as a team head role to lead and manage the Limit Maintenance and Monitoring Team.

Main Responsibilities :

  • Set up guideline and policy on processing; designing functions, responsibilities, workflow, control procedures and the delegated authority for the teams so as to comply with the Bank and internal / external audit standards.
  • Provide advice and recommendation for operation strategy development to support business requirements.
  • Represent the teams and participate in the Bank’s system / new product / new business / new initiative projects to ensure smooth credit operations.
  • Manage the teams to provide excellent support on limit maintenance, collateral maintenance, credit data maintenance covering all kinds of commercial / retail bank products according to the Bank’s requirements.
  • Manage the team to provide accurate management information / reports for Business front line staff and / or Credit approvers and / or management to monitor the compliance of credit facility terms, identify and follow up outstanding credit reviews and expired facilities, monitor collateral value and related loan to value ratios.
  • Manage the team to provide accurate and timely information to Finance / Compliance departments related to Large Exposure, Connected Lending, IC-
  • 6, IC-7, Code of Banking Practice, Operational Risks and related regulatory assessment or reporting.

  • Manage the team to provide accurate and timely administrative support including but not limited to imaging, original credit / security documents custodian / retention and other administrative support to the department.
  • Support for new systems implementation related to limit and / or collateral maintenance and any related system enhancements.
  • Review operation processes regularly to identify improvement opportunities and update process manuals regularly.
  • Implement control measures to minimize the operation risk of the teams and monitor the performance of the team members to comply with the Bank’s policy and guidelines.
  • Ensure that dual control is maintained in the teams.
  • Ensure and manage the teams complying with guidelines / procedures on Department level, Bank level and audit standards.
  • Conduct performance appraisal and handle staff issues within the teams.
  • Lead the teams to meet service level agreed with Business or other Operational departments and service partners.
  • Participate in audit reviews and handle audit / external regulators’ enquires and regulatory requirement.
  • Support Department Head on team management and development plan of the teams; identify and manage the high talents; create improvement opportunities to team members as well as work on ad hoc projects as and when required.
  • Incumbent Requirements :

  • Degree holder or above with minimum 10 years’ experience in credit process of banking industry of which at least 5 years in managerial level.
  • Excellent knowledge on credit operation function, banking products and regulatory requirement.
  • Proficiency in PC skills including Microsoft Word, Excel and Access, etc.
  • Good analytical, interpersonal and communication skills.
  • Good team player and detail-oriented.
  • Good command of spoken and written English & Chinese.
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