Credit Analyst
source : 猎聘


Proactively drive discussion with Product, Coverage Team, other internal stakeholders and clients with the aim to thoroughly understand rationale and justifications for all credit requests.

Ability to rope in and address relevant issues from diverse product and industry perspectives and articulate to NEA Head and other credit and business seniors.

Responsible for structuring the lending transactions in a stringent manner.

Analyze both quantitative and qualitative factors and ensure annual reviews and credit packages are on schedule and as per the bank’s policies.

Spread and analyse financial statements in order to evaluate credit quality and portfolio risk.

Recommend appropriate risk rating for the reviewed clients and record analysis and conclusions.

Monitor on-going credit developments and compliance to credit conditions and loan agreement (i.e. Timely submission of required documents, market development that may have impact on our clients and credit portfolio)

Prepare financial and cash flow forecast based on sound and justified assumptions.

Manage the submission process.

Lead the quarterly portfolio analysis and drive action steps to improve the overall North East Asia portfolio quality.

Localise the Group Credit Policy and ensure the local country addendum covers all HKMA’s requirements.

Proactively identify and work with North East Asia Head to propose remedial strategies for problem credits.

Meet clients at mid and senior levels to discuss specific transactions and seek general credit updates.

Coordinate across the region and assist NEA Head of Credit on special projects.

Perform ad-hoc duties as assigned by Manager.



  • 汇报对象
  • 下属人数 0人
  • 所属部门
  • 企业性质 外商独资·外企办事处
  • 企业规模 1000-2000人
  • 专业要求 不限
  • 薪酬福利

  • 职位年薪 112-140万
  • 薪资构成 基本薪资 + 奖金 / 提成
  • 年假福利 国家标准
  • 社保福利 国家标准 + 商业保险
  • 居住福利 公积金
  • 通讯交通 有补助
  • 申請
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