Relationship Officer
Dah Sing Bank
Hong Kong

Main Responsibilities :

Provides commercial banking services to corporate customers according to the established business objective

Calls on potential or existing customers to develop new business and expand or retain existing business relationship.

Interviews prospective clients to collect information concerning their business needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk.

Evaluates the financial condition of the client, the value of pledged collateral, and the clients’ management effectiveness and competency.

Makes recommendations on loans and terms to Team Head.

  • Monitors quality of existing accounts. Review existing loans and commitments to identify potential credit problems and ensures conformity with agreement terms;
  • implement appropriate action should an unfavorable trend develop

    Verifies the assigned accounts and ensures they confirm to contract and policy limits.

    Ensures the completion of documents and data required.

    Identifies unfavourable trends and recommends corrective actions.

    Identifies business opportunities and develop new relationship in order to achieve specific targets of profitability

  • Liaises with the Operations Department on accounting, credit, collection and activities relating commercial banking
  • Incumbent Requirements :

    University degree

    Good marketing sense preferably with exposure in local and cross border business

    Good analytical skills and credit sense in analyzing relevant data from clients’ portfolio

    Good interpersonal skill in establishing and maintaining relationship with customers

    Knowledge of regulatory and compliance requirements of the banking industry

    Good command of spoken and written English, Chinese and Putonghua

    Fresh Graduate is welcome to apply.


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