Main Responsibilities :
Provides commercial banking services to corporate customers according to the established business objective
Calls on potential or existing customers to develop new business and expand or retain existing business relationship.
Interviews prospective clients to collect information concerning their business needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk.
Evaluates the financial condition of the client, the value of pledged collateral, and the clients’ management effectiveness and competency.
Makes recommendations on loans and terms to Team Head.
implement appropriate action should an unfavorable trend develop
Verifies the assigned accounts and ensures they confirm to contract and policy limits.
Ensures the completion of documents and data required.
Identifies unfavourable trends and recommends corrective actions.
Identifies business opportunities and develop new relationship in order to achieve specific targets of profitability
Incumbent Requirements :
Good marketing sense preferably with exposure in local and cross border business
Good analytical skills and credit sense in analyzing relevant data from clients’ portfolio
Good interpersonal skill in establishing and maintaining relationship with customers
Knowledge of regulatory and compliance requirements of the banking industry
Good command of spoken and written English, Chinese and Putonghua
Fresh Graduate is welcome to apply.