Reporting to Head of Branches, you are responsible to lead and motivate Business Banking Acquisition Team to solicit SME business to achieve business and cross-selling targets.
Responsibilities :
Develop business plan, activities and sales strategies to meet business targets
Identify target SME segments and defining product / service needs for these segments
Strengthen SME sales mechanisms and sales force management
Assist bank in developing new distribution approaches and channels
Strengthen SME lending operations and loan processing
Closely monitor and analyze the SME loan portfolios
Support the development and delivery of training programs for SME staff
Manage the team through implementation of suitable job structures, competencies, performance standards, talent pipelines and working environment
Maintain the appropriate number and caliber of human resources in order to deliver exceptional service and achieve targets
Set performance expectations and conduct performance management evaluations proactively to ensure superior levels of performance are maintained
Recognize strong performance and proactively institute corrective action where performance is below par
Proactively manage poor performance in strict adherence to the Bank's performance management guidelines
Implement development programs to optimize competence, productivity and achievement of objectives
Work closely with Retail Credit Department and Banking Product Department in fine-tuning credit underwriting.Oversee credit proposal to Retail Credit Department prepared by staff
Support branches in SME and general banking business
Establish and implement effective referral mechanism with branches
Oversee the operation of the department and ensure such implementation meets regulatory and compliance requirements
To meet the challenge, you should have the following qualifications and attributes :
Degree holder with at least 8 years relevant experience in SME banking industry
Proven track record of achieving business and SME client portfolio growth, with a market reputation of being a trusted sector advisor on matters pertaining to lending
Professional licensing qualifications on IIQE papers 1-3 & 5
Solid knowledge of SME products, Retail Banking products and services
Excellent interpersonal and negotiation skills with the ability to network, generate new business and develop strong business relations
Strong leadership and people management skills with demonstrated competences in champion of high performance management
Proactive, customer-oriented, forward looking and flexible
Sound credit sense and assessment skills
Team player and able to work under pressure
Good command of written and spoken English and Chinese