Functional Area :
UW - UnderwritingEstimated Travel Percentage (%) : No TravelRelocation Provided : NoAIG Insurance Hong Kong Limited
Underwriting Manager - A&H
Estimated Group A&H Percentage (%) : 50%
Estimated Individual A&H Percentage (%) : 50%
This role will work closely with local and regional A&H underwriting team to drive a profitable portfolio business strategy of Group Personal Accident, Group Travel Insurance, Individual Personal Accident, Individual Personal Supplementary Health Insurance.
And also work with closely with Distributions, Claims and Operations, Systems, Finance, Legal, Risk and Compliance on product strategy planning, product development, major account underwriting and implement.
Regularly reviewing existing individual A&H product performance and take remedial actions with relative stakeholders
Technical case underwriting Group A&H business of those exceeding producing underwriters and referral communication with regional underwriters when applicable
Technical underwriting Individual Personal Accidental and Supplementary Health Insurance, work with team on product growth strategy and new product development plan and implementation.
Work with team members and manager to identify target market segments and to develop business and product strategies
Work with the team and manager to achieve both Group and Individual A&H business on production and loss ratio targets
Plan and conduct underwriting training to producing underwriting teams to improve team UW techniques
Plan and conduct product training to internal stakeholders, distribution, call center team, etc., to facilitate understanding of product knowledge for sales and service
Adherence to all internal and external compliance and authority standards, including implementation of new standards.
Conduct UW guideline review and update annually and regular peer review of producing underwriters cases. And cooperate with internal audit team on regular underwriting audit reviews and take necessary actions on audit recommendations and findings
Any other activities and projects assigned.
What are we looking for
Minimum 5 years of experience in Accident & Health business development and underwriting.
Understanding of local Accident & Health business and good insights on business and product strategy
Strong technical underwriting skill to conduct internal UW training and communication with regional UW team
Strong team player with results driven focus and customer centric mindset.
Strong ability to build effective relationships and collaborate with partners and stakeholders.
It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer.
We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.