As a member of the Quality Assurance Team (QAT) in DBS SME Banking covering Small to Medium Size Enterprises;
Preparation of QAT comments according to the QAT Due Diligence Checklist and write / analyze credit proposals, reviews, memos submitted by Sales Teams.
Identify risk areas and make proper recommendations;
Analyze borrowers’ business and financials, and help Sales Teams to structure the facilities including product offering and collateral requirements, whenever necessary in accordance to all related policies;
Identify possible fraud documents or adverse news from the internet;
Perform Independent verification according to the Standard of Procedures;
Handle other credit related jobs as assigned by Supervisor;
Ensure quality of credit applications.
Education and Relevant Experience
Education : Bachelor’s Degree and / or above
Experience : Minimum 5 years of relevant experience in Credit Analysis, Accounting, Auditing, or Banking;
Other Requirements :
Good understanding of bank financing products;
Responsible and able to work under pressure, strong communication skills and team work spirits with other employees;
Ability to learn independently and work without supervising.
Good command of English and Mandarin, especially reading and writing;
Strong negotiation skills and interpersonal skills;
Good understanding of relevant regulations published by PBOC, SAFE and CBRC;
Proficient in credit risk assessment;
Familiar with bank financing products;
Good research skills to perform own industrial analysis.
ChinaRisk ManagementRegularFull-timeJun 18, 2019, 9 : 32 : 51 PM