ASSOC,Specialist Credit Analysis
DBS Bank
Queen's Road Central, Hong Kong, China
2天前

Principal Responsibilities

  • As a member of the Quality Assurance Team (QAT) in DBS SME Banking covering Small to Medium Size Enterprises;
  • Preparation of QAT comments according to the QAT Due Diligence Checklist and write / analyze credit proposals, reviews, memos submitted by Sales Teams.
  • Identify risk areas and make proper recommendations;
  • Analyze borrowers’ business and financials, and help Sales Teams to structure the facilities including product offering and collateral requirements, whenever necessary in accordance to all related policies;
  • Identify possible fraud documents or adverse news from the internet;
  • Perform Independent verification according to the Standard of Procedures;
  • Handle other credit related jobs as assigned by Supervisor;
  • Ensure quality of credit applications.
  • Education and Relevant Experience

  • Education : Bachelor’s Degree and / or above
  • Experience : Minimum 5 years of relevant experience in Credit Analysis, Accounting, Auditing, or Banking;
  • Other Requirements :
  • Good understanding of bank financing products;
  • Responsible and able to work under pressure, strong communication skills and team work spirits with other employees;
  • Ability to learn independently and work without supervising.
  • Position Competencies

  • Good command of English and Mandarin, especially reading and writing;
  • Strong negotiation skills and interpersonal skills;
  • Good understanding of relevant regulations published by PBOC, SAFE and CBRC;
  • Proficient in credit risk assessment;
  • Familiar with bank financing products;
  • Good research skills to perform own industrial analysis.
  • ChinaRisk ManagementRegularFull-timeJun 18, 2019, 9 : 32 : 51 PM

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