The Card Portfolio Assistant Vice President is an intermediate management level position responsible for managing a broad range of card lending products, setting strategy and providing direction, leadership and budgetary management, etc.
Additionally, this role will be responsible for the development of product plans, strategies, and tactics while coordinating product lines through product life-
cycles in coordination with the broader Card and Unsecured Lending team. The overall objective of this role is to coordinate the promotion of products to develop new channels, increase digital penetration and share of market ,and obtain competitive position.
Strengthen value proposition of credit card lending product which is relevant / appealing to our target segments and benefits both the Bank & our business partners;
Grow digital installment lending penetration through new products, development of APIs and innovative touchpoints;
Drive new initiatives to automate processes and operations, enhance functions to improve overall efficiency;
Execute business strategy and launch marketing campaigns to drive business results;
Coordinate and work with cross-functional teams to implement business strategy smoothly;
Undertake project management tasks and user testing to ensure smooth and seamless implementations;
System testing before new product / feature is implemented;
Update all relevant marketing collaterals;
Ensure accurate and timely Terms and Conditions amendments;
Implement changes to ensure compliance with regulatory changes, internal policies and external risks.
Over 6 years working experience in banking and financial industry, preferably in Credit Cards Lending or Personal Installment Lending business
Working knowledge of Credit Card Systems or Risk Management experience would be a definite plus
Strong business acumen and project management skills
Highly analytical with strong numeric sense
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Consistently demonstrates clear and concise written and verbal communication
Demonstrated problem-solving and decision-making skills
Ability to work in a team-oriented environment
Bachelor’s degree / University degree or equivalent experience
Fluency in both written and spoken English and Chinese
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