SG CIB is the Corporate and Investment Banking arm of the Société Générale Group. Present in over 50 countries across Europe, the Americas and Asia.
SG CIB provides corporate, financial institutions, investors and public-sector clients with value-added integrated financial solutions.
You become a member of the Client and Credit Group based in Hong Kong / China. Reporting to the Head of Client and Credit Group (Financial Institutions FI , ex-
Hedge funds), Asia Pacific in Hong Kong, you will provide balanced and objective credit assessments to business requests, and assume full analytical responsibility to support the overall credit approval process for target and existing FI clients.
Client and Credit Group is the analytical platform of Corporate and Investment Banking supporting front office by providing counterparty risk assessment on a transversal basis and client facing as required.
Main Responsibilities :
Conduct first level credit analysis for Financial Institutions (ex-Hedge funds) counterparts by preparing concise, critical and well supported credit proposals.
Recommend credit limits in a partnership relationship with bankers / sales / structuring team based on the bank’s risk appetite and client’s credit profile.
Conduct periodic credit facility renewal and maintain clear and updated documentation in all credit files including financial statements, financial spreading, credit applications, validation records, internal and external correspondence.
Expedite and monitor the credit approval process by liaising with bankers / sales / structuring team and approval officers.
Review and assess counterpart’s credit risk rating at least annually, or as driven by special events, based on internal and external ratings and analytical tools.
Manage a portfolio of FI counterparties keeping credit files up to date, covering Asian countries, particularly in Greater China.
Be actively involved in the preparation / negotiation of capital markets legal documentation, including ISDA, VMCSA, GMSLA, GMRA, etc.
Keep a constructive and regular flow of communication with Front Officers to help them build deals in a sustainable way from the risk point of view, and to be informed timely of any relevant event on the Bank’s commercial side.
Ability to speak to internal and external interlocutors at senior levels, and provide CCG’s recommendation with relevant supporting grounds.
Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients.
Assist in special credit related assignments and projects, as required
Key Skills Areas & Knowledge Required :
5 to 8 years of solid experience in FI counterparty credit risk related work.
Anticipation, quick reaction, ability to sometimes work under time pressure.
Knowledge of capital market products including equity derivatives products, ISDA (International Swaps & Derivatives Association) / CSA (Credit Support Annex) documentation, GMRA, GMSLA, trade finance, asset backed financing is a definite advantage.
Good command of both English and Chinese (including Mandarin).
Sound knowledge of the regulatory and business environment in Greater China.
Mature, self-learning, good communicator and co-operative work behavior to engage various stakeholders.
Degree in relevant discipline from a recognized university (MBA or other professional qualifications such as CFA is preferred)