JOB DESCRIPTION
Job Responsibilities :
To assess risk applications accurately and consistently within agreed service levels, underwriting guidelines and underwriting authority thereby minimizing unfavorable exposure;
Make commercial underwriting decisions balancing risk assessment with business growth;
Within Cigna’s underwriting philosophy obtain appropriate medical information to ensure accurate assessment of a risk;
To develop and maintain detailed product knowledge, technical underwriting knowledge and expertise. This will involve attending industry seminars, courses and workshops, obtaining and reading relevant literature, liaising with local networks and international peers and furthering education;
To maintain current knowledge of regulatory guidelines and to ensure compliance;
To maintain a high quality of effective and pro-active communication with key sales contacts and customers ensuring the smooth and correct flow of business;
To contribute to an efficient and effective underwriting service by seeking and providing assistance to the team whenever required;
To participate in relevant project work as when required by the Manager.
Job Requirements :
Degree holder with a minimum 5 years’ medical underwriting experience
Experience in leading and managing teams will be an advantage
Strong business sense and flexible in underwriting
Ability to develop and maintain excellent relationships with both internal and external customers
Strong time management and prioritisation skills
Problem solving and resolution skills
Advanced negotiation and influencing skills
Enthusiastic with a positive attitude
Strong critical thinking and analytical skills
Computer literacy
