• Developproduct strategy to achieve profitable growth;
  • Leadtechnical analyses to systematically review and monitor performance;
  • Steerexperience analytical insights into business actions to achieve targets;
  • Establish& implement methods, best practices and tools for product development, , aswell as performance monitoring;
  • Driveproduct initiatives in accordance with business strategy and distributionchannels’ needs;
  • Ensure appropriate risk management governance andtransparency of relevant technical and business decisions.
  • Role & Responsibilities :

    Product Development and Technical Support & Governance

  • Technical review and inputs to product proposition and benchmark including benefits and wordings of new and refreshed products
  • Development and execution of product action plan for each year
  • Take the ownership of product approval process
  • Steer discussion with distribution channels, Claims, Underwriting, Medical Networks to align overall product strategy and implementation;
  • Establish best practice and tools for product development and performance monitoring;
  • Review reinsurance arrangement to achieve optimal strategic alignment, product proposition and profitability, and contribute to arrangements with health service and process providers;
  • Ensure adequate transparency of business performance through timely reports of technical and business decisions, and regular experience reviews.
  • Product Propositions

  • Strive for health product innovations and feasibility study to enhance customer value propositions and business growth opportunities across distribution channels;
  • Maintain and further develop product knowledge base to facilitate knowledge sharing and idea generation;
  • Lead research and regular updates of public-private healthcare systems to identify opportunities and manage risks.
  • Performance Monitoring / Product Management

  • Keep track of product performance and identify timely actions
  • Issues resolution for existing products (e.g., clarification of T&Cs)
  • Steer insights from technical analyses to drive business actions to improve Health & Employee Benefits portfolio performance and achieve targets;
  • Recommend solutions to overcome challenges and risks;
  • Co-ordinate and work with other teams (e.g., Claims, Underwriting, Medical Networks) to drive recommended solutions;
  • Provide technical guidance to align reporting metrics for Health & Employee Benefits across Life / GI entities.
  • Other

  • Participate in Strategy Planning and regular Business Reviews to drive Health & Employee Benefits strategy and actions to manage key business risks with internal and external stakeholders;
  • Develop talent through appropriate guidance, training and development initiatives.
  • Qualifications

  • Proven experience inproduct development in insurance industry, particularly in Health & EB;
  • Fellow Actuary - Goodtechnical foundation, with excellent working knowledge of actuarial techniques,issues and application to product pricing and experience review, and reportingis a plus
  • Strong working knowledgeof insurance product development process, including marketing, operation, distribution and systemsconsiderations;
  • Familiar with insurancecompany business and operations in a multi-national company setting;
  • Strong drive, able towork independently and take lead in designated projects with multiplestakeholders;
  • Excellent influencing,negotiating skills and communication capability, including the ability tointeract and partner with other team leaders to achieve objective.
  • About AXA

    Would you like to wake up every day driven and inspired by our noble mission and to work together as one global team to empower people to live a better life?

    Here at AXA we strive to lead the transformation of our industry. We are looking for talented individuals who come from varied backgrounds, think differently and want to be part of this exciting transformation by challenging the status quo so we can push AXA -

    a leading global brand and one of the most innovative companies in our industry - onto even greater things.

    In a fast-evolving world and with a presence in 64 countries, our 166,000 employees and exclusive distributors anticipate change to offer services and solutions tailored to the current and future needs of our 103 million customers.

    AXA Hong Kong, a member of the AXA Group, prides itself of serving over 1 million customers in Hong Kong and Macau. Besides being one of the largest health protection providers in Hong Kong, it is also the number 1 General Insurance provider1 and a market leader in motor insurance.

    AXA Hong Kong is committed to helping its customers achieve stability and prosperity through providing a comprehensive range of life, health, property and casualty protection, as well as wealth management and retirement solutions.

    We believe it is our inherent responsibility to support the communities we operate in, hence creating a sustainable business via constant and considerable contribution in the dimensions of health, environment and the community.

    AXA is an equal opportunity employer. We are committed to promote Diversity and Inclusion (D&I) by creating a work environment where all employees are treated with dignity, respect, and where individual differences are valued.

    We welcome and treasure diverse profiles to join our big family, and to build an inclusive culture together which allows everyone to maximize their personal potential.

    1Based on 2013 Office of the Commissioner of Insurance market share statisticsWhat We Offer

    We offer excellent career prospects and attractive remuneration package to the right candidates.

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