VP Senior Credit Officer
Société Générale
Hong Kong, CN


Societe Generale is one of the leading financial services groups in Europe. Based on a diversified and integrated banking model, the Group combines financial solidity and a strategy of sustainable growth.

A member of Credit Risk Management team, the Senior Credit Officer / Credit Officer will be responsible for the validation and the monitoring of corporate credit risk exposures originated by the CIB business lines across Asia.


Responsibilities For the portfolio of clients / transactions under the Senior Credit Officer / Credit Officer’s responsibility (Energy and Resources group) :

  • Assessment and validation of the Business Lines credit requests, including Obligor Ratings, Basel II parameters and concentration
  • Ongoing monitoring of the credit quality of the portfolio (portfolio review / watch and early detection of deteriorating credits)
  • Contribution to the Bank’s credit policies and procedures and risk review of various business initiatives (New Product Committee, Concentration Committee, Large Exposure Committee, business rules etc)
  • Required Skills

  • Strong expertise in counterparty risk and financial analysis, cash flow projections and banking products (financing and derivatives)
  • Knowledge of structured products such as project finance transactions (infrastructure, power or mining). Knowledge of Trade Finance will be a plus.
  • Sound and independent judgment, leading to pertinent decisions & recommendations
  • Excellent negotiation skills
  • Excellent writing skills
  • Ability to work under pressure and to meet tight deadlines. Effective management of priorities
  • Required Experience

  • Senior VP and above with over 7 years of experience in corporate / structured credit, either within a risk management function, operations / control function or business line.
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