Position Purpose The Senior Credit Analyst function will concentrate on risk and financial analysis, financial modeling, credit proposal preparation and industry research.
The Senior Credit Analyst may also help the Credit Analyst team complete business management assignments from Senior Management.
Main objectives will include :
a. focusing on the risk and financial analysis on the proposed facilities
b. forming and presenting opinions and arguments, notably as to the facilities proposed, the customers' financial standing and their financial strength within that sector
Write-up and participation in the credit proposal will be undertaken by :
o Ensuring the accurateness and cohesiveness of the information
Competencies (Technical / Behavioural)
Essential Technical Knowledge / Skills :
Fluency in oral and written English and Mandarin.
Strong accounting knowledge
Strong credit analysis and presentation skills.
Able to analyze the financials of prospects and clients and present them in a clear manner.
Good communication and presentation abilities.
Financial modeling skills
To prepare credit proposal for prospects and annual reviews.
Knowledge & experience in the Commodities sector is a plus.
Able to work under pressure independently.
Good sense of initiative & excellent Team Player.
Well-organized, committed & hard-working.
Able to adapt to fast-changing environment.
Willingness to go into details.
Ability to meet deadlines.
Multi-tasking with ability to priorities duties.
Specific Qualifications Required
A university graduate.
At least five years banking experience, preferably as a credit analyst.