Manage a distinct credit portfolio on a day-to-day basis
Conduct in-depth risk analysis of client, transaction structure and collateral for the purpose of identifying their suitability for leverage and to pro-
actively help to mitigate the risks of a transaction, referencing to relevant Global & Regional Credit Policies, Guidelines and Credit Manuals
Prepare the credit write ups for credit decisions in the specified format; engage and discuss the credit issues with Credit Management as required
Exercise credit judgment and submit credit approvals of credit structures in compliance with existing risk appetite, assigned credit authority and applicable Global & Regional Credit Policies and Credit Manuals
Fostering of pro-active partnerships, negotiations & communication in relation to credit matters / new transactions with Relationship Managers, Collateral Valuation Office, Solutions Partners, Trading, Legal, Compliance and other CRM / Risk business units etc.
Complete credit reviews / assessment of existing credit facilities
Co-ordinate with Loan Operations, Credit Control and Credit Valuation Monitoring teams to ensure that the exposures and position of approved credit transactions are adequately reflected, authorized and monitored in the risk systems
Education : Bachelor’s or master’s degree preferably in finance, banking or similar; relevant professional accreditation desirable
Up to 5 years of prior work experience in the financial services, with a focus on Private or Investment Banking Credit, with a working knowledge of capital markets and credit products.
Strong Corporate Credit Analytical skills strongly preferred
Personal characteristics : proficient analytical, communication and writing skills, good negotiation skills, conceptual thinking, outgoing team player.